Buffie Arhbal

About Me

Having a real person to talk to can make all the difference when you need more than just an online chat. My team and I are here to provide personalized, attentive service designed around your insurance needs. Whether you prefer to call, text, or visit in person, we’re ready to help you find the right coverage at a price that works for you.

I have proudly served Tioga County residents since 2006, offering trusted support for auto, home, life, and health insurance. As a longtime resident of Owego since 2007 and an alumnus of Broome Community College and Binghamton University, I am deeply connected to this community. I am honored to support our neighboring towns including Newark Valley, Candor, Barton, Tioga Center, Waverly, Spencer, and Apalachin.

Our Services

• Auto Insurance: Keep your vehicle protected with coverage designed to meet your needs. Enjoy competitive discounts and the convenience of combining your auto and home policies for additional savings.

• Home & Renters Insurance: Whether you own or rent, we help safeguard your home and belongings — even when you’re away. Our renters coverage includes comprehensive protection for your personal items.

• Life Insurance: Offering a range of options for life insurance, I’ll assist you with a life needs review to help you find a plan that fits your budget and priorities.

• Recreational Vehicles: Ready for your next adventure? We provide coverage options for motorcycles, RVs, ATVs, travel trailers, snowmobiles, and boats, with plans that suit your lifestyle and budget.

• Cyber and Identity Restoration Coverage: In today’s digital world, it’s important to protect yourself from cyber losses and identity theft. Our coverage includes financial assistance and support to help recover your identity and restore your credit history.

Why Choose Us?

• Friendly, 24/7 live telephone customer service — real people ready to assist you anytime.

• Customized Personal Price Plans® designed to fit your needs and budget.

• Deep community roots and a strong commitment to personal service.

• Guidance to help you understand your risks and select appropriate coverage.

Let’s talk about how to protect what matters most to you. Contact my office today for a quote or to learn more about how we can help you prepare for the future.

Life insurance can help your loved ones when they need it most. Contact me anytime to learn more and talk through coverage options that fit your needs.

September is Life Insurance Awareness Month. It is a good opportunity to review your changing family responsibilities, income needs, debts, and long-term financial goals. Give us a call today.