Buffie Arhbal

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I have been a resident of Owego since 2007 and my agency has been serving Tioga County residents since 2006 for Auto, home, life and health insurance needs. I am an Alumni of Broome Community College and Binghamton University and am proud to keep my business and my roots in this area. I have served on the Owego Apalachin Board of Education and the United Way Tioga Board of Directors. I am proud to serve our neighboring communities in Newark Valley, Candor, Barton, Tioga Center, Waverly, Spencer and Apalachin to meet your needs for insuring what matters most. Call my office today for a quote.

You rent the place where you live. But if something ever happened — such as a fire or theft — could you replace the stuff that makes it home? Call for a Renters Quote

Help protect your ride, your stuff and your wallet. Choose to include a State Farm Auto Policy with a Renters Policy,

When the open road calls, we want to help you be ready. Call us for a Motorcycle quote.

There’s no boatowner insurance quite like ours. New lower prices. In-depth personal service.

Whether you are looking for the affordability of term insurance, the lifelong protection of life insurance or a combination of both, we have options to fit your needs and budget.

Have you heard about the State Farm Personal Price Plan? It’s all about creating a personalized price just for you, and I can help. Call, click or stop by today.

If your identity is stolen, it won’t seem like “life as usual” for a while unless you get some help to recover. We understand the financial and emotional toll this crime can take. And, we understand the process of recovering control of your identity and restoring your credit history. Let us talk about our State Farm® Cyber Event, Identity Restoration Coverage Endorsement.

How much life insurance do you need? I can help you with a life needs analysis.

However you get to your next adventure, I've got coverage options for your RV, Motorcycle, ATV, Travel Trailer, Snowmobile or Boat. As your agent, I'm here to help you find solid protection for your type of recreational vehicle, and of course, your needs and budget.

Did you know State Farm offers Life Insurance? During Life Insurance Awareness Month, it’s important to learn the options you have for you and your family. Let us have a conversation to make sure we are providing you the right policy that meets your needs.

Have you looked at your financial goals and insurance recently? My team and I can help you understand what you have and help you assess the risks that may affect the financial well-being of your family then help you to take appropriate steps to protect against those risks.